Use your Capital One rewards to make purchases at millions of online stores when you check out with PayPal. You won't pay a transaction fee when making purchases outside the United States.
Receive up to $100 credit for Global Entry or TSA PRE® when you use your Venture card. You won’t pay a transaction fee when making a purchase outside the United States.
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare. You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
Rent an eligible vehicle with your credit card, and you can be covered for damage due to collision or theft. Take dining to the next level with access to intimate dinners, curated cuisine and unique chef collaborations.
Snag tickets to some of the biggest concerts and music festivals and get access to perks like VIP packages, on-site cardholder lounges and more. Get notified via text, email, and phone if Capital One notices potential suspicious transactions on your account.
Lock your card in the Capital One Mobile app if it’s misplaced, lost, or stolen. Helpful customer service representatives are available to assist you 24 hours a day.
Set up Autopay for your account and your payments will be made automatically every month. Age: 45 – 54 Location: SFO Ca Access to a live rep always.
Age: 29 – 34 Location: New Jersey Great for travel points but has a high interest rate. Age: Over 65 Location: Riverton, UT I purchase everything I can with my Venture Card.
Age: 18 – 28 Location: Ohio This card has been a great benefit to me, especially when I was living abroad, but I think the speed at which things post could be improved. Age: 45 – 54 Location: Salt Lake City The card would be great if it had tap to pay technology built into it.
Anyway, in order to take advantage of this amazing deal, you need to have been a Rewarding member by February 21st, so don’t think going out and buying yourself a brand new MacBook Pro this week will make you eligible. The price is also only good through February 28th, requires that you go to the store, and, of course, means you have to sign up for a two-year contract with AT&T, so don’t think you’re sneaking out of that.
There’s plenty more fine print at the link above, so I’d guess there are a lot of people who won’t be able to take advantage of the offer. Member Mar 9, 2005 763 posts 100 up votes I have $145 in Rewarding GC (expire April 23) and I want to use them towards a purchase of a Canon L series lens but not within the next few months.
Jan 22nd, 2011 10:10 pm Gamay Member Nov 7, 2006 470 posts 13 up votes I returned an item that I paid $20 + tax with a reward zone certificate and cash and received a $20 gift card and tax in cash Member Jan 19, 2007 766 posts 13 up votes Ontario I bought something with my rewards last week and the cashier told me (didn't Evan ask) that if I return the item I would not get the rewards' money back.
Feb 3rd, 2011 11:20 am super26 Deal Addict Aug 1, 2009 1293 posts 88 up votes I brought a hard drive (Western Digital Book 2 TB) from best buy with my $100 gift certificate (Best buy reward zone) and the difference paid by VISA, I returned the product because I found that Amazon had a better deal. Feb 3rd, 2011 11:25 am neocon Deal Fanatic Oct 16, 2008 7838 posts 2560 up votes Maple If you use your reward zone dollars $145 to buy something like $150+taxes and return it, you will get $145 back in gift card and the rest in your credit card account/cash.
Feb 3rd, 2011 11:27 am neocon Deal Fanatic Oct 16, 2008 7838 posts 2560 up votes Maple cat lover wrote: I bought something with my rewards last week and the cashier told me (didn't Evan ask) that if I return the item I would not get the rewards' money back. Feb 3rd, 2011 11:28 am super26 Deal Addict Aug 1, 2009 1293 posts 88 up votes neocon wrote: If you use your reward zone dollars $145 to buy something like $150+taxes and return it, you will get $145 back in gift card and the rest in your credit card account/cash.
It's actually a very smart idea to buy something with your gift certificate then return the item to get credit on a gift card, because (well, in Ontario, I am not sure of other provinces), gift cards doesn't have an expiry date. Feb 3rd, 2011 11:42 am RandomSanity Deal Addict May 18, 2009 2229 posts 478 up votes Kitchener-Waterloo, … I have done this as well, but had to go to three different CSR before I found one that knew what they were doing, so I suppose it is YMMV. If you were going to do this, spend your $145 on something you would want, just in case.
RFD 5th Anniversary: Create & Win $1000 NIX Wish List! Lydia Ludwig is a coffee shop barista, just earning enough to get by, so she was thrilled when her aunt bought her a prepaid Visa card as a gift, until she tried to use it.
What Ludwig didn't realize is that the Green Dot Prepaid Visa does not fall under the Federal Gift Card Law. The law prohibits store gift cards from charging monthly fees or expiring before 5 years.
Rather, the Green Dot is a reloadable debit card, and it comes with a lot of terms and conditions. The Green Dot Visa - -- endorsed by Steve Harvey --- is a bank account alternative.
In fact, Consumer Reports Magazine rates it as one of the best prepaid cards to use in place of a checking account. She plans to use up what's left on it, and this young barista will know the difference next time she goes to buy someone a gift card.
It doesn't appear to be possible to take advantage of the $50 discount while also receiving a $25 gift card and there's no indication how long this deal will last. The new MacBook Pro machines will feature a flat-edged design, which Duo describes as “similar to the iPhone 12” ...
In the second beta of iOS 14.4 seeded to developers and public testers this week, MacRumors contributor Steve Moses has discovered code indicating that Apple will be introducing a new warning on iPhones that have had their camera repaired or replaced with aftermarket components rather than genuine Apple components. “Unable to verify this iPhone has a genuine Apple camera,” the message will...
The iPhone 12 Pro is running an operating system called Switchboard, a nonUI version of the iOS 14 update that Apple uses internally. Apple has started “early work” on an iPhone that has a foldable display, according to a new report from Bloomberg's Mark German.
Development has not yet expanded beyond a display and Apple does not have full foldable iPhone prototypes in its labs. Following today's report from analyst Ming-Chi Duo outlining major changes for the next-generation MacBook Pro models coming in the third quarter of this year, Bloomberg's Mark German has weighed in with his own report corroborating some details but seemingly differing a bit on others.
First, German shares more details on the return of MagSafe charging to the MacBook Pro, indicating... Philips Hue has announced a new wireless dimmer switch module that lets Hue bridge owners directly control the smart lighting from their standard wall switches.
It may also be equipped with Intel processors rather than Apple Silicon chips, and it could be one of the sole machines in the Mac... If you’re overcharged for a transaction, or you didn’t get what you paid for, you can request a refund on your credit card.
Merchants and businesses all have returns and credit card refund policies that you can refer to if you have any transaction issues. Here, we take a look at how credit card refunds work, the time limits involved and other factors to consider so that you can take the right steps to get your money back.
The credit card refund process can vary depending on the merchant and your circumstances, but generally follows the steps below. Make sure you explain the reason for the refund and ask if there are any specific details they will require.
If you are requesting a refund for some other reason, provide the merchant with supporting documents. For example, you may need the original receipt or credit card statement details that show you have been incorrectly charged.
In some instances, there may be additional costs to cardholders such as shipping when exchanging or returning items. Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
If you want to return a purchase, find you have been incorrectly charged or want a credit card refund for nondelivery of items you’ve paid for, your first step should be to contact the merchant. Merchants can also remove pre-authorizations that “hold” funds in your account before or after a full payment is made, such as with hotel bookings.
This type of credit card refund involves the bank reversing all or part of the amount of the disputed transaction. If you don’t report a lost or stolen credit card straight away.
You might also be unable to get a credit card refund if the charges are “pre-authorized” and meet the standard practices of a merchant, like when a hotel or airline that “holds” funds for a set period of time in case of incidental charges. In this instance, you could contact the merchant to request a release of the funds, rather than an actual refund.
Getting a credit card refund from a merchant is relatively straightforward, which is usually the first direction to take. Your provider may ask you for verbal or written details of the incorrect charges, and you could have to fill out a credit card dispute form.
Provide as much information as possible, including statements, receipts and any other details about your contact with the merchant. The credit card refund laws around chargebacks require banks to wait up to 45 days for a merchant to respond to your dispute claims.
If the merchant does not respond in that time, your dispute will be approved, and you’ll get your money back. Merchants outline the amount of time you have to legitimately request a refund, so check individual policies before making any transactions.
But if you have lodged a chargeback claim with your credit card provider, and it is approved, you should be refunded the full amount as well as any interest that was charged on it during the investigation. This means a refund will not count as a payment towards your balance if you need to pay the minimum amount due for the statement cycle.
Third-party payment processors such as PayPal or Securely may also charge additional fees for credit card refunds, with the cost typically ranging from $10–25. Whether you need a credit card refund for nondelivery, incorrect charges or simply because you reconsider your purchases, the quickest and easiest option is to directly contact the merchant.
If that doesn’t work, you can dispute the transaction through your credit card provider to get a chargeback. By understanding more about these two options, you will be able to get the right kind of credit card refund in any situation.
Sally McMullin is Finder's credit cards and frequent flyer editor by day and a music maven by night. Sally has a first-class Honors degree in Communications and Media Studies (majoring in Journalism and Professional Writing) from the University of Wollongong.